Last updated: November 2026
Registration
Steven J. Musmanno is an investment adviser representative of APS Wealth Management, LLC (“APSWM”), an investment adviser registered with the U.S. Securities and Exchange Commission and located at 1 Huntington Quadrangle, Suite 3N03, Melville, NY 11747. Registration with the SEC does not imply a certain level of skill or training. APSWM provides advisory services only in jurisdictions where it is registered or exempt from registration, and only after entering into a written agreement with a client.
Information only, not advice
The content on this website, including articles in the Insights section, is general information and education. It does not take into account any person’s or plan’s objectives, financial situation or needs, and it is not investment, tax, legal or accounting advice. Nothing on this website is a recommendation to buy, sell or hold any security, or an offer or solicitation of any product or service. Retirement plan rules are complex and change over time; plan sponsors and individuals should consult their own qualified tax, legal and financial professionals before acting.
Investment risk
All investing involves risk, including the possible loss of principal. Diversification and asset allocation do not ensure a profit or protect against loss in declining markets. Model portfolios and other investment approaches described on this website may not be suitable for everyone. No investment strategy or fiduciary process can guarantee any particular result.
Accuracy and timeliness
Information is taken from sources believed to be reliable but is not guaranteed to be accurate or complete. It reflects conditions as of the date written and may change without notice. Articles are not updated to reflect later changes in law, regulation or market conditions unless stated.
Professional designations
References to professional designations such as the Accredited Investment Fiduciary Analyst (AIFA) describe education and training requirements. They do not imply that the holder has a particular level of skill or that results will be better. Requirements for each designation can be reviewed in FINRA’s professional designations database.
Third-party websites
Links to other websites, including government websites and social media profiles, are provided for convenience. Steven J. Musmanno and APSWM do not control and are not responsible for the content, accuracy or privacy practices of third-party websites, and a link does not imply endorsement.
Social media
Steven J. Musmanno’s social media profiles are listed for identification and general information. Comments, likes or shares by others are not endorsements or testimonials and should not be read as statements about the quality of any advisory service.
Form ADV, Form CRS and background information
APSWM’s Form ADV Part 2 brochure and, where applicable, its client relationship summary (Form CRS) are available free of charge on request by calling (516) 228-8444. Additional information about APSWM and its investment adviser representatives is available on the SEC’s Investment Adviser Public Disclosure website. You can also research financial professionals on FINRA BrokerCheck.